Insurance doesn’t need to be scary
Enter a new era of insurance with our comprehensive coverage options that encompass every aspect of your life, complemented by competitive premiums and an effortless online application process.
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Life Insurance
One of the most straightforward but essential types of insurance you can have. It..protects your loved ones' future
Trauma Cover
Trauma cover provides a lump sum pay-out to the insured person upon diagnosis of certain medical conditions or disabilities.
Disability Cover
If you become entirely disabled through illness or injury, you may receive limited ACC cover or an essential sickness benefit.
Income Cover
Your ability to earn may be your most significant financial asset, and income cover is designed to protect it.
Mortgage Protection
Redundancy Cover
Waiver of Premium
Mortgage Protection
Ensuring your mortgage repayments, rent or ability to earn an income are protected makes sense. Mortgage Repayment Cover helps relieve the financial responsibility of paying your mortgage or rent or helps provide ongoing support if you become disabled and can no longer earn an income. You can cover up to 115% of your mortgage or rent or up to 45% of your income. This means that your cover will not only pay your mortgage or rent but can help cover additional expenses such as
- Home And Contents Insurance, andRates.
Redundancy Cover
Depending on the insurer of your choice, you can add this benefit as part of either income protection or mortgage protection. This benefit pays monthly for up to six months if you are involuntarily unemployed.
Waiver of Premium
If you were to become disabled and unable to earn an income, your financial priorities would change. However, you wouldn’t have to worry about tightening your purse strings too much with the right insurance.
Premium Cover can assist you by paying for the cost of your policy the entire time you are on the claim, which means you have one less thing to budget for. Premium Cover is an integral part of Income Cover and Mortgage Repayment Cover, but it’s also vital to have alongside all our other Assurance Extra Covers, such as:
- Life Cover,
- Life Income Cover,
- Trauma Cover, and
- Complete Disablement Cover.
Regardless of the covers you choose, Premium Cover will pay your premium should you become disabled, be made redundant or bankrupt, or if your company is liquidated.
Don't risk your health - get the right insurance coverage today
Health Insurance
Secure peace of mind and financial stability with the right health insurance - don't wait.
"Protect your business. Get insured now"
Business Risk
Insurance
Secure the future of your business today -
get the right Business Risk Insurance coverage and
protect yourself from unforeseen circumstances.
We’ve got you covered
Join the United family and experience a comfortable way of protecting yourself with our modern insurance approach, helping you to live a stress-free life.
“Finally, the era of intimidating and confusing insurance companies is over!!”
Insurers we work with
New Zealand's Leading Insurance Brand
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